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Depository Trust & Clearing Corporation

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The Depository Trust & Clearing Corporation (DTCC) is a financial services company, based primarily in Water Street in New York City, that clears and settles securities trades and provides custody of securities. DTCC was set up to provide an efficient and safe way for the buyer and seller of securities to make their exchange and thus "clear and settle" a transaction.

History

Established in 1973, The Depository Trust Company (DTC) was created to alleviate volumes of paperwork and lack of security that developed after large growth in the volume of transactions of the U.S. securities industry in the late 1960s. The increase in volume made the exchange of physical stock certificates more difficult, and less efficient.

Two methods were devised to solve the crisis. The first was to hold all stock certificates in a centralized location and record all changes of ownership electronically - this method led to the creation of DTC in 1973 (Stocks held by DTC are kept under the partnership nominee name Cede & Co.). The second method involved multilateral netting; and led to the formation of the National Securities Clearing Corporation (NSCC) in 1975.

When DTC and NSCC were first formed, brokers physically exchanged certificates employing hundreds of messengers to carry certificates and checks for each trade made. With volumes approaching 10 to 12 million shares a day, the paperwork became enormous; to deal with the new volume the exchanges closed every Wednesday and trading hours were shortened other days of the week.

This increased volume caused the New York Stock Exchange to established the Central Certificate Service (CSS) in 1968. The CSS kept track of the total number of shares held by NYSE members. This led to the development of the Banking and Secuities Industry Committee (BASIC), and finally the development of DTC.

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