Formerly | Hypo Group Alpe Adria |
---|---|
Company type | Aktiengesellschaft |
Industry | Finance and Insurance |
Predecessor | Balkans banks of Hypo Alpe-Adria-Bank International |
Founded | 2016 Rebranded to Addiko Bank |
Headquarters | Vienna, Austria |
Products | Consumer banking, Consumer Finance |
Net income | €25.7 million (2022) |
Total assets | €5.996,4 billion (2022) |
Total equity | €746,3 million (2022) |
Capital ratio | 21.1% (Tier 1) |
The Addiko Bank is an Austrian banking group with numerous cross-border activities in the Alps-Adriatic region. The group is active in Slovenia, Croatia, Bosnia and Herzegovina, Serbia and Montenegro. However, the bank itself did not have a banking license in Austria, which now owned by Austrian Anadi Bank, another bank that was spun off Hypo Alpe-Adria-Bank International AG.
Addiko has been designated in 2020 as a Significant Institution under the criteria of European Banking Supervision, and as a consequence is directly supervised by the European Central Bank.
History
Addiko Group was established when the former Hypo-Alpe-Adria International AG spun off its CSEE banking subsidiaries. Austria-based Hypo-Alpe-Adria had established business units in the region after 1996 by offering leasing businesses. The bank later added more banking activities including consumer, corporate and public finance. The company experienced the most significant growth from 2002 onwards, with a focus on risky and large-scale financings especially in real estate and tourism projects, until the outbreak of the global financial crisis in 2008 and its nationalization the same year.
In 2015, AI Lake, indirectly owned by funds advised by Advent International, a global private equity investor, and the European Bank for Reconstruction and Development (EBRD), acquired Addiko Bank AG following a sales process required by the European Commission.
Addiko Bank has been operating under its current name since July 2016, reflecting the rebranding of Addiko Group.
See also
References
- "2014 Konzern-Geschäftsbericht" [2014 Annual Report] (PDF) (in German). Hypo Group Alpe Adria. 28 May 2015. Archived from the original (PDF) on 2016-03-02. Retrieved 21 February 2016.
- "List of supervised entities" (PDF). European Central Bank. 1 January 2023.
- Addiko Bank AG. "Addiko bank AG Listing Prospectus 2019" (PDF). Retrieved 2023-01-09.
- Addiko Bank AG. "Addiko Bank AG Listing Prospectus" (PDF). Retrieved 2023-01-09.
- Addiko Bank AG. "a new brand for a new straightforward bank" (PDF). Archived from the original (PDF) on 2016-08-18. Retrieved 2023-01-09.