An international financial institution (IFI) is a financial institution that has been established (or chartered) by more than one country, and hence is subject to international law. Its owners or shareholders are generally national governments, although other international institutions and other organizations occasionally figure as shareholders. The most prominent IFIs are creations of multiple nations, although some bilateral financial institutions (created by two countries) exist and are technically IFIs. The best known IFIs were established after World War II to assist in the reconstruction of Europe and provide mechanisms for international cooperation in managing the global financial system.
Types
Multilateral Development Banks
A Multilateral Development Bank (MDB) is a development bank, created by a group of countries, that provides financing, technical assistance and professional advice to enhance development. An MDB has many members, including developed donor countries and developing borrower countries. MDBs finance projects through long-term loans at market rates, very-long-term loans below market rates (also known as credits), and grants. Additionally, MDBs often have a geographic concentration area for their development objectives. With this geographic and thematic focus, funding for a variety of ventures – often resource-intense infrastructure projects – is provided. Since MDBs have a shareholding structure and are backed by member countries, they tend to profit from favorable loan conditions compared to other banks and can therefore take more risks in their investment strategy. This aids their development-driven cause.
Since the 2020s, in the context of the G20, the World Bank-IMF Annual Meetings and other International Summits, MDBs have committed to multiple shared reform objectives. This MDBs Reform process aims to integrate MDBs in terms of operational practices, objectives, financial metrics and governance structures, enabling them to work as a system in development projects, to mobilize additional capital and achieve credit rating stability. The Capital Adequacy Framework (CAF) reform has been one of the main fields of MDB reform, aiming the enhance financing capacity and harmonize financial metrics among MDBs.
The following are usually classified as the main MDBs:
- World Bank
- European Investment Bank (EIB)
- Islamic Development Bank (IsDB)
- Asian Development Bank (ADB)
- European Bank for Reconstruction and Development (EBRD)
- CAF – Development Bank of Latin America and the Caribbean (CAF)
- Inter-American Development Bank Group (IDB, IADB)
- African Development Bank (AfDB)
- New Development Bank (NDB)
- Asian Infrastructure Investment Bank (AIIB)
- Arab Petroleum Investments Corporation (APICORP)
- Eastern and Southern African Trade and Development Bank (TDB)
There are also several "sub-regional" multilateral development banks. Their membership typically includes only borrowing nations. The banks lend to their members, borrowing from the international capital markets. Because there is effectively shared responsibility for repayment, the banks can often borrow more cheaply than could any one member nation. These banks include:
- Caribbean Development Bank (CDB)
- Central American Bank for Economic Integration (CABEI)
- Council of Europe Development Bank (CEB)
- East African Development Bank (EADB)
- West African Development Bank (BOAD)
- Black Sea Trade and Development Bank (BSTDB)
- Economic Cooperation Organization Trade and Development Bank (ETDB)
- Eurasian Development Bank (EDB)
- North American Development Bank (Nadbank)
There are also several multilateral financial institutions (MFIs). MFIs are similar to MDBs but they are sometimes separated since they have more limited memberships and often focus on financing certain types of projects.
- European Commission (EC)
- International Finance Facility for Immunisation (IFFIm)
- International Fund for Agricultural Development (IFAD)
- Nordic Investment Bank (NIB)
- OPEC Fund for International Development
- Nederlandse Financieringsmaatschappij voor Ontwikkelingslanden NV (FMO)
- International Bank for Economic Co-operation (IBEC)
- International Investment Bank (IIB)
- Arab Bank for Economic Development in Africa (BADEA)
Bretton Woods institutions
Main article: Bretton Woods systemThe best-known IFIs were established after World War II to assist in the reconstruction of Europe and provide mechanisms for international cooperation in managing the global financial system. They include the World Bank, the IMF, and the International Finance Corporation. Today the largest IFI in the world is the European Investment Bank which lent 61 billion euros to global projects in 2011.
Founded | Name | Notes | HQ |
---|---|---|---|
1944 | IMF International Monetary Fund | Specialised agency of the UN | Washington, D.C. |
1944 | IBRD International Bank for Reconstruction and Development | World Bank Group, Specialised agency of the UN | Washington, D.C. |
1956 | IFC International Finance Corporation | World Bank Group | Washington, D.C. |
1960 | IDA International Development Association | World Bank Group | Washington, D.C. |
1966 | ICSID, International Centre for Settlement of Investment Disputes | World Bank Group | Washington, D.C. |
1988 | MIGA Multilateral Investment Guarantee Agency | World Bank Group | Washington, D.C. |
1995 | GATT General Agreement on Tariffs and Trade, basis for the creation of World Trade Organization (WTO) in 1995 | The GATT is not an organisation. The WTO is not a United Nations agency | Geneva for the WTO |
Regional development banks
The regional development banks consist of several regional institutions that have functions similar to the World Bank group's activities, but with particular focus on a specific region. Shareholders usually consist of the regional countries plus the major donor countries. The best-known of these regional banks cover regions that roughly correspond to United Nations regional groupings, including the Inter-American Development Bank, the Asian Development Bank; the African Development Bank; the Central American Bank for Economic Integration; and the European Bank for Reconstruction and Development. The Islamic Development Bank is among the leading multilateral development banks. IsDB is the only multilateral development bank after the World Bank that is global in terms of its membership. 56 member countries of IsDB are spread over Asia, Africa, Europe and Latin America.
Founded | Name | Notes | HQ |
---|---|---|---|
1959 | IDB Interamerican Development Bank | Works in the Americas, but primarily for development in Latin America and the Caribbean | Washington, D.C. |
1960 | CABEI Central American Bank for Economic Integration | Central America | Tegucigalpa |
1964 | AfDB African Development Bank | Africa | Abidjan |
1973 | IsDB Islamic Development Bank Group | 56 countries in Asia, Africa, Europe, and Latin America | Jeddah |
1966 | ADB Asian Development Bank | Asia | Manila |
1970 | CAF Development Bank of Latin America | Latin America | Caracas |
29/5/91 | EBRD European Bank for Reconstruction and Development | London | |
1956 | CEB Council of Europe Development Bank | Coordinated organisation | Paris |
14/11/73 | BOAD Banque ouest-africaine de développement West African Development Bank | Union économique et monétaire ouest-africaine, Cf.BCEAO Banque centrale des États de l'Afrique de l'Ouest | Lomé |
1975 | BDEAC Banque de developpement des États de l'Afrique centrale, Development Bank of Central African States | Communauté économique et monétaire de l'Afrique centrale (CEMAC). Not to be confused with BEAC Banque des États de l'Afrique centrale | Brazzaville, Congo |
2006 | EDB Eurasian Development Bank | International financial institution promoting economic growth in the member states and Eurasian integration through investment. | Almaty, Kazakhstan |
Bilateral development banks and agencies
A bilateral development bank is a financial institution set up by one individual country to finance development projects in a developing country and its emerging market, hence the term bilateral, as opposed to multilateral. Examples include:
- the Netherlands Development Finance Company FMO, headquarters in The Hague; one of the largest bilateral development banks worldwide.
- the DEG German Investment Corporation or Deutsche Investitions- und Entwicklungsgesellschaft, headquartered in Cologne, Germany.
- the French Development Agency, and Caisse des dépôts, founded 1816, both headquartered in Paris, France.
- the British International Investment, is a development finance institution owned by the UK Government headquartered in London.
Other regional financial institutions
Financial institutions of neighboring countries established themselves internationally to pursue and finance activities in areas of mutual interest; most of them are central banks, followed by development and investment banks. The table below lists some of them in chronological order of when they were founded or listed as functioning as a legal entity. Some institutions were conceived and started working informally 2 decades before their legal inception (e.g. the South East Asian Central Banks Centre)
Founded | Name | Website | Notes | HQ |
---|---|---|---|---|
17/5/1930 | BIS Bank for International Settlements | http://www.bis.org | The bank of all central banks, 60 members | Basel, Switzerland |
1958 | EIB European Investment Bank | http://www.eib.org | Created by European Union member states to provide long-term finance, mainly in the EU | Luxembourg, Luxembourg |
2/15/1965 | AACB African Association of Central Banks, ABCA Association des Banques Centrales Africaines | http://www.aacb.org/ | Consists of 40 African central banks | Dakar, Senegal |
10/7/1970 | IIB International Investment Bank | http://www.iib.int | Consists of 4 member countries | Moscow, Russia |
1974 | ACU Asian Clearing Union | https://www.asianclearingunion.org/ | 9 Central Banks | |
8/1976 | NIB Nordic Investment Bank | http://www.nib.int | Lending operations in its 8 member countries and emerging markets on all continents. | Helsinki, Finland |
3/2/1982 | SEACEN South East Asian Central Banks Research and Training Centre | http://www.seacen.org | 19 Asian central banks | Kuala Lumpur, Malaysia |
24/1/1997 | BSTDB Black Sea Trade and Development Bank | http://www.bstdb.org | 11 member countries,corresponding to the Organization of the Black Sea Economic Cooperation | Thessaloniki, Greece |
1998 | ECB European Central Bank | http://www.ecb.int | Central bank of 20 EU countries that have adopted the euro | Frankfurt, Germany |
See also
- Climate Investment Funds
- Development finance institution
- Financial Stability Board
- Global financial system
- National development bank
References
- Humphrey, C., & Brugger. (n.d.). The Role of Multilateral Development Banks in Financing the Sustainable Development Goals . https://ethz.ch/content/dam/ethz/special-interest/gess/nadel-dam/publications/NADEL_Policy_Paper_MDB_EN_web.pdf
- "MDBs Reform Tracker". Center for Global Development. April 11, 2024. Retrieved August 21, 2024.
- "FMO :: About FMO". Archived from the original on 2011-09-05. Retrieved 2011-06-04.
- "Homepage". Deginvest.de. Retrieved 2017-04-24.
- "Home". Afd.fr. Retrieved 2016-08-01.
- "Home". cdcgroup.com/. Retrieved 2017-09-11.
- "Nordic Investment Bank". Nib.int. Retrieved 2016-08-01.
- "Nordic Investment Bank - About NIB". Nib.int. Archived from the original on 2016-08-12. Retrieved 2016-08-01.
External links
- Dataset on all official international lending (230,000 loans, grants and guarantees) by states and multilateral institutions over the period 1790-2015.
- Bank Information Center
- World Bank page describing MDBs